
The government is trying to subsidize
parents to keep their daughter in schools, as they are still children with a development scheme called Sukanya Samriddhi launched in January 2015. Parents can open an
account for their daughter until she is no more than 10 years old. The minimum amount
that has to be deposited every year is of Rs. 1000 and can be maximum Rs.
1,500,000 and the interest rate is 9.2 per cent. Money must be deposited for 14
years and the maturity duration is reached when the girl turns 21. It follows
that after 14 years it is no more necessary to deposit any money but the
interest will keep increasing for 7 more years.
Parents should be more
likely to postpone the marriage after the girl has reached the age for the
maturity of the account because they can use that amount of money to pay the
marriage. Indeed, it is for economic reasons that lot of weddings take place
when the girl is still a child; since weddings are expensive ceremonies and the dowry amount is
low if the bride is still young, families tend to marry their younger children
together with other older siblings’ weddings. Therefore, Sukanya Samriddhi scheme
should deter parents from marry their daughters when they are still children.
In this way, girls will remain in school longer and have a better education,
which will give them the opportunity to find a better job.
Moreover, the scheme allows
a partial amount (50 per cent) for withdrawal if the girl has turned 18, only
if she intends to marry or for paying further education. This can help families
to pay the tuition for their daughters’ higher education if they cannot afford
it.
However, we
found out that few people seem to be aware of this government scheme at the
moment and that is why Heeals is going to explain it
during the workshop about WASH, MHM and Child Marriage that will take place this
month in some slum schools. Our aim is to help girl children remain in school, and
to increase awareness of government programmes that they can take advantage of.
Marriage should not take
place when a girl is still a child and should not be a solution to keep her
safe.
Heeals Intern
Sources:
HEEALS Picture .
Rego, Anil. “Is Sukanya Samriddhi Scheme the best
investment for your girl child?”. Rediff,
13 March 2015. Web. 09 Feb. 2017. <http://www.rediff.com/getahead/report/money-is-sukanya-samriddhi-scheme-the-best-investment-for-your-girl-child/20150313.htm>